Ethical & transparent neobank focused on building people
& businesses

Be the first to enjoy the latest disruption in the African Financial Services landscape

Medina mobile banking

24/7 everywhere in your pocket

You can bank from anywhere and anytime with 24/7 phone support in local language.

Medina Ethical Finance is a financial institution that promotes responsible investments through Shariah Compliant financial products and services. It thus contributes to social justice through ethical and mutually beneficial economic affairs and transactions with our customers.

Through our cooperative approach to service delivery, we create strong communities that in turn create wealth that benefits all.


Our vision

A word beyond financial inclusion

Our mission

Every day, everywhere, we offer our technology and financial expertise to give life to our client partner’s dreams

Our values

#Customer obsessed
We collect data on what our customers need and want

We monitor trends, values and consumption habits

We listen, learn and grow with our clients
We do act with integrity with everyone, internally and externally our organization

We are a trustworthy brand

We fulfill our promises

We say what we do , and we do what we say
We constantly innovating,

We break the rules,

We try to make the difference

Our Promise

Our Promise

& transparency

Win-Win & transparency

According to islamic finance rules, Medina shares the credit risk with its clients. Unlike other Banks, Medina cannot earn a profit if its customers are not successful.

No collateral

No collateral

Medina does not require collateral, hence removing an important barrier for women and youth access to credit.



Medina complies with the Islamic Finance requirements and therefore provides Muslim clients with a financing partner that shares their values.

Focused on building people and businesses

Focused on building people and businesses

Medina does not provide consumer finance that can create a debt spiral. Instead, Medina builds businesses and families by providing working capital and capital assets.

Participative Community Partnership

Participative/Community Partnership

Medina provides a share to each client making them partners. The aim of Medina is to create a community of successful business Women/Men across Africa.

Our distribution network

Omnichannel strategy

Call center

Social media

Container branches

Mobile app banking

ATM cards

USSD banking

Field staff

e-wallet Integration

Agency banking

Know more about us

Discover our vision, our values and the team behind this new concept of banking.


Medina focused on building people and businesses